Skip to main content
How to send money to the USA in 3 easy steps
Enter amount to send in INR.
Pay in INR with your debit card or credit card, or send the money from your online banking.
Choose recipient in the USA.
Select who you want to send money to and which pay-out method to use.
Send INR, receive USD.
The recipient gets money in USD directly from Wise’s local bank account.
Get dedicated support for large transfers
Moving big money? Get our how to guide and start a chat with our team of large-amount experts.
Get started with large transfersHow to send money to the USA from India
How to send money to the USA from India
- Just tap in how much, and where to.
- Then make a local payment to Wise, whether it's with a bank transfer, swift or your debit or credit card.
- And that's it.
Wise converts your money at the 'inter-bank' rate – the real rate – so you save big time (even versus the guys saying there's 'zero' commission). On Wise, there's no room for sneaky bank surcharges or creeping hidden charges.
How much does it cost to transfer money to the USA?
Pay a small, flat fee and percentage
To send money in INR to the USA, you pay a small, flat fee of 132.67 INR + 2.04% of the amount that's converted (you'll always see the total cost upfront).
Fee depends on your chosen transfer type
Some transfer types have different fees which are usually tiny.
No hidden fees
No big fees, hidden or otherwise. So it's cheaper than what you're used to.
Fees for our low cost transfers
Fixed fee
132.67 INR
Variable feeup to 10,525,700 INR/month
2.04%
Variable feemore than 10,525,700 INR/month
How long will a money transfer to the USA take?
A money transfer from India (INR) to the USA (USD) should arrive by Tuesday. Sometimes transfer times can differ based on payment methods or verification changes. We’ll always keep you updated, and you can track each step in your account.
On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.
Your transfer route
INR
USD
Should arrive
by Tuesday
What you’ll need for your online money transfer to the USA
1
Register for free.
Sign up online or in our app for free. All you need is an email address, or a Google or Facebook account.
2
Choose an amount to send.
Tell us how much you want to send. We’ll show you our fees upfront, and tell you when your money should arrive.
3
Add recipient’s bank details.
Fill in the details of your recipient’s bank account.
4
Verify your identity.
For some currencies, or for large transfers, we need a photo of your ID. This helps us keep your money safe.
5
Pay for your transfer.
Send your money with a bank transfer.
6
That’s it.
We’ll handle the rest. You can track your transfer in your account, and we'll tell your recipient it's coming.
Best ways to send money to the USA
Bank Transfer
Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money. Read more how to use bank transfers as a payment option.
Trust Wise with safe & secure money transfers to the USA
Safeguarded with leading banks
We hold your money with established financial institutions, so it's separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.
Extra-secure transactions
We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.
Data protection
We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.
Dedicated anti-fraud team
We work round the clock to keep your account and money protected from even the most sophisticated fraud.
Online scams are on the rise. Learn how to stay safe.
Send money to the USA from India with the most international app
Looking for an app to send money to the USA? Sending money is easy with Wise app.
- Cheaper transfers abroad - free from hidden fees and exchange rate markups.
- Check exchange rates - see on the app how exchange rates have changed over time.
- Repeat your previous transfers - save the details, and make your monthly payments easier.
Learn more about the Wise app
Wise works nearly everywhere
Send money
Andorra
Argentina
Austria
Bangladesh
Belgium
Botswana
Brazil
Bulgaria
Chile
China
Colombia
Costa Rica
Croatia
Cyprus
Czech Republic
Denmark
Egypt
Estonia
Fiji
Finland
France
Georgia
Germany
Ghana
Greece
Hong Kong
Hungary
India
Indonesia
Israel
Italy
Kenya
Latvia
Liechtenstein
Lithuania
Luxembourg
Malta
Mexico
Monaco
Morocco
Nepal
Netherlands
Nigeria
Norway
Pakistan
Poland
Portugal
Romania
San Marino
Singapore
Slovakia
Slovenia
South Korea
Spain
Sri Lanka
Sweden
Tanzania
Thailand
Turkey
Uganda
Ukraine
United Arab Emirates
United Kingdom
United States
Uruguay
Vatican City
Vietnam
Zambia
See why customers choose Wise for their international money transfers
It’s your money. You can trust us to get it where it needs to be, but don’t take our word for it.
Read our reviews at Trustpilot.com.
Reviews from:
