Kohl’s Credit Card Approval Requirements (2024)

The Kohl's Credit Card approval requirements include a credit score of 640 or higher. This means you need at least fair credit to get approved for this card. Keep in mind that the issuer will also consider your credit history, income, and existing debt obligations when making a decision.

What to Know Before Applying for the Kohl's Credit Card

It’s a good idea tosee if you’re pre-qualifiedfor the Kohl's Credit Card before you apply. Pre-qualification can give you a good idea of your approval odds, and it doesn’t count as ahard pullon your credit report. Just note that pre-qualification doesn’t guarantee that you’ll be approved, but it does indicate that your chances of getting the card are very high if you apply.

Before applying for the Kohl's Credit Card, make sure you know where you stand. You cancheck your credit score for free, right here on WalletHub.

This answer was first published on 07/12/21 and it was last updated on 01/12/24. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

Kohl’s Credit Card Approval Requirements (2024)
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