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FAQs

How can I close my SBI home loan from USA? ›

Yes, you can reduce Home Loan tenor by making prepayments, restructuring your loan, allocating bonuses towards Home Loan EMIs, etc. However, while prepaying Home Loans, one should be aware of the penalties involved. By reducing the outstanding amount and the interest outgo, once can reduce Home Loan tenor.

Now enter your document's password (Remember that the password is the last five digits of the registered mobile phone number and your date of birth in DDMMYY format).

Just log on to Personal Banking section of the Internet Banking site with your credentials and select the 'Home Loan Int.Cert (Prov)' link under 'Enquiries' tab. Then select the account for which you require a Home Loan Interest Certificate. The certificate can be viewed online, printed or downloaded in pdf.

Your part payment always leads to reduction in principal payment which can lead to low tenure or low Emi, you can make a choice here. This is the most effective way to reduce home loan burden. Whatever you save post managing expenses and paying EMI save that and make part payments to reduce your home loan burden.

Pre-closure Charges:- Loans on Fixed and Floating rate of interest: No pre-payment/ Pre-closure penalty will be levied on Home Loans irrespective of the period for which the account has run or source of funds.

If you have online facility, transfer the amount online. After that, send a written application by speed post or email to your loan branch, to close the personal loan by debiting your saving bank account. Note: In SBI, loan account can be closed at loan account br only.

Follow these steps to download the SBI mini statement via net banking: Step 1: Log in to the official SBI Internet Banking portal by entering your user ID and password. Step 2: To get the details of your last ten transactions, click on the 'Account Statement' option under the 'My Accounts & Profile' tab.

The format for the SBI credit card statement password is as follows: The first eight digits of the password correspond to the user's date of birth (DDMMYYYY). The last four characters represent the last four digits of the user's SBI credit card number.

Q. How can I check my last 5 transactions in SBI? To check the details of your last 5 debit/credit transactions in SBI, you can easily send an SMS 'MSTMT' to 09223866666 or give a missed call on the same number. If you have a smartphone and internet connection, you can use SBI mobile app to view the mini statement.

What is the password of SBI home loan statement? ›

Your e-account statement is protected by a password, which is the date of birth (DOB) in DDMMYY format registered with Bank, for example if DOB is 16th September 1982 then password will be 160982.

You can visit SBI's portal for home loans and click on 'Application tracker'. A pop-up window will open up where you can select the 'Track Your Disbursem*nt status' to view the status of your loan disbursem*nt.

In most cases, you can access this statement online by signing into your lender's dedicated customer portal. The home loan statement may also be emailed to you by the lender. The home loan account statement shows the record of your repayment of the loan for the set tenor.

Yes, it is possible to close an SBI account from abroad. You can contact the SBI branch where your account is held, submit the required documents, settle outstanding transactions, and wait for confirmation of the account closure.

Subject: Request for Closing my Bank Account

I would appreciate it if you could please terminate my account as soon as possible because I will be travelling next week. For your convenience, I have enclosed the bank passbook, identity, and address evidence. Thanking you.

Loan issuing banks will most likely not approve your loan if you've been staying abroad for anything less than a year. Salaried NRIs must be residing abroad for a minimum of one year or more. However, if you're self-employed, then the required stay abroad is 3 years or more.