FAQs
One of the easiest U.S. Bank credit cards you can get is the U.S. Bank Cash+® Visa® Secured Card. This card is available to applicants with bad credit, has a $0 annual fee and requires a minimum deposit of $300 to open the account. The deposit will serve as your credit limit.
What is the easiest U.S. Bank card to get approved for? ›
The U.S. Bank Cash+® Visa® Secured Card is easy to get, even with poor credit or no credit, because it is a secured credit card and requires an upfront deposit. But unlike many other secured credit cards, it has a generous rewards structure.
Which card is easiest to get approved for? ›
NerdWallet's Easiest Credit Cards to Get of May 2024
- OpenSky® Plus Secured Visa® Credit Card: Best for No credit check and no bank account required.
- Chime Secured Credit Builder Visa® Credit Card: Best for No credit check + flexibility and guardrails.
- Mission Lane Visa® Credit Card: Best for Unsecured card for bad credit.
Yes, U.S. Bank credit cards may give instant approval when you apply for one of their cards online, though getting approved for an account immediately is never guaranteed.
What is the easiest card to get approved for Bank of America? ›
The Bank of America® Customized Cash Rewards Secured Credit Card is the easiest Bank of America credit card to get because you can get approved with bad credit. This means the odds of approval are good even with a credit score below 640.
What credit score do you need for a U.S. Bank card? ›
You need a credit score of at least 750 to get most U.S. Bank credit cards, but the actual credit score requirements vary by card. One of the easiest U.S. Bank credit cards to get is the U.S. Bank Secured Visa® Card, which accepts applicants with bad credit and has a $0 annual fee.
Which U.S. Bank account is easy to open? ›
Summary: Easiest Bank Accounts To Open in 2024
| Account | Approximate time to complete application | Minimum opening deposit |
|---|
| Chime® Checking Account: Best for Bad Credit | 3 to 4 minutes | $0 |
| Current Savings Pod: Best for Debit Card Rewards | 3 to 4 minutes | $0 |
| Capital One 360 Checking Account: Best for ATMs | 3 to 4 minutes | $0 |
7 more rowsApr 2, 2024
First Progress Platinum Elite Secured Mastercard: The First Progress Platinum Elite Secured Mastercard requires no credit history or minimum credit score for approval. Your security deposit is refundable, and the card is accepted nationwide.
What banks give you a card instantly? ›
- Top credit cards you can use instantly after approval.
- Chase Sapphire Preferred® Card.
- Blue Cash Preferred® Card from American Express.
- Citi Custom Cash® Card.
- Capital One Venture Rewards Credit Card.
- U.S. Bank Cash+® Visa Signature® Card.
Consider a secured credit card
A secured credit card requires that cardholders put down a deposit, which acts as collateral if they're ever unable to make payments. The Discover it® Secured Credit Card is one such option, requiring a security deposit of $200.
Mortgage pre-approval online – How to apply with U.S. Bank. The U.S. Bank Loan Portal is a convenient way for you to apply for a mortgage online. Using the online portal, you can apply for a mortgage eligibility letter or a home loan in one secure place.
Does U.S. Bank offer pre-approval? ›
Applying for pre-approval can put you one step ahead while you're shopping for your next vehicle.
How fast can I get a Bank of America card? ›
What is the fastest way to get my debit card? New or replacement debit cards can take 4-6 business days to arrive by mail. If you need yours sooner, download our mobile app to request a digital version of the card to use while you're waiting.
Does U.S. Bank have credit cards for bad credit? ›
The Secured credit card products are built for people looking to build or rebuild their credit with responsible use with fair credit score ranges.
Can I get a Bank of America credit card with a 600 credit score? ›
You need a credit score of 750 or higher for the best Bank of America credit card offers, though other options are available for people with lower scores. For example, it is possible to get approved for certain Bank of America credit cards even if you have bad credit.
Does the U.S. Bank have pre-approval? ›
When dealerships participate in the U.S. Bank auto financing program, they can accept your pre-approval letter to streamline your financing.
Does U.S. Bank do a hard pull for credit cards? ›
Be prepared that the review of your credit history will result in a hard credit pull.
