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4.3 / 5 from 215,917 reviews
Choosing the cheapest way to send money with Wise will depend on where you’re sending money and a payment method you choose. Pick the best money transfer option and start saving on your money transfers today.
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Find the best way to transfer money internationally
| Sending 1,000 USD with | Recipient gets(Total after fees)and transfer speed | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
 | 933.42 EUR | ||||||||||
Transfer fee 6.42 USD Exchange rate(1 USD EUR) 0.939450 Exchange rate markup 0 USD Cost of transfer 6.42 USD | |||||||||||
 | 932.95 EUR- 0.47 EUR | ||||||||||
Transfer fee 0 USD Exchange rate(1 USD EUR) 0.932950 Exchange rate markup 6.92 USD Cost of transfer 6.92 USD | |||||||||||
 | 930.55 EUR- 2.87 EUR | ||||||||||
Transfer fee 0 USD Exchange rate(1 USD EUR) 0.930551 Exchange rate markup 9.47 USD Cost of transfer 9.47 USD | |||||||||||
 | 926.65 EUR- 6.77 EUR | ||||||||||
Transfer fee 0 USD Exchange rate(1 USD EUR) 0.926652 Exchange rate markup 13.62 USD Cost of transfer 13.62 USD | |||||||||||
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This applies when you pay in via
bank transfer or ACH payments.
How do we collect this data?
Trustpilot score 4.3 out of 5, from 215,917 reviews
It’s your money. You can trust us to get it where it needs to be, but don’t take our word for it.
Read our reviews at Trustpilot.com.
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Best ways to send money internationally
Direct Debit
Direct Debit is a convenient option that lets us take money from your account once you have authorised the payment on our site. It takes a little more time for your money to reach Wise, and it can be more expensive than a bank transfer.
Bank Transfer
Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money. Read more how to use bank transfers as a payment option.
Debit Card
Paying for your transfer with a debit card is easy and fast. It’s also usually cheaper than credit card, as credit cards are more expensive to process. Read more about how to pay for your money transfer with a debit card.
Credit Card
Paying for your transfer with a credit card is easy and fast. Wise accepts Visa, Mastercard and some Maestro cards. Read more about how to pay for your money transfer with a credit card.
How to send a cheap money transfer in 3 easy steps
Choose your payment method
Funding your money transfer with a bank transfer is usually the cheapest way to send money abroad.
Get the cheapest rate possible.
Wise always gives you the real and fair mid-market exchange rate. If the rate is not good right now, sign up for Rate alerts to receive an email notification when the rate changes.
Send USD, receive EUR.
The recipient gets money in their currency directly to their bank account.
Things to consider to find a truly best way to send money internationally
Fees
Many businesses state low fees or even offer consumers fee-free transfers, but most of the expense of sending money abroad is hidden. The bulk of consumer costs can be concealed in poor exchange rates.
Exchange rates
A quick Google search will show you an exchange rate. But if you compare it to the exchange rate offered by banks and traditional money transfer services, you’ll find their rate is often much worse.
Transfer time
Traditional banks and international money remittances often take several working days. Wise is often much faster: a lot of transfers are completed within 1 business day. Many of our transfers are even instant.
Protecting you and your money
Safeguarded with leading banks
We hold your money with established financial institutions, so it’s separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.
Extra-secure transactions
We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.
Data protection
We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.
Dedicated anti-fraud team
We work round the clock to keep your account and money protected from even the most sophisticated fraud.
Online scams are on the rise. Learn how to stay safe.
Sending money is cheap with the most international app
Looking for an app to send money with low fees? Sending money is easy with Wise app.
- Cheaper transfers abroad - free from hidden fees and exchange rate markups.
- Check exchange rates - see on the app how exchange rates have changed over time.
- Repeat your previous transfers - save the details, and make your monthly payments easier.
Learn more about the Wise app
Wise works nearly everywhere
Send money
Andorra
Argentina
Austria
Bangladesh
Belgium
Botswana
Brazil
Bulgaria
Chile
China
Colombia
Costa Rica
Croatia
Cyprus
Czech Republic
Denmark
Egypt
Estonia
Fiji
Finland
France
Georgia
Germany
Ghana
Greece
Hong Kong
Hungary
Indonesia
Israel
Italy
Kenya
Latvia
Liechtenstein
Lithuania
Luxembourg
Malta
Mexico
Monaco
Morocco
Nepal
Netherlands
Nigeria
Norway
Pakistan
Poland
Portugal
Romania
San Marino
Singapore
Slovakia
Slovenia
South Korea
Spain
Sri Lanka
Sweden
Tanzania
Thailand
Turkey
Uganda
Ukraine
United Arab Emirates
United Kingdom
United States
Uruguay
Vatican City
Vietnam
Zambia
